Types of insurance to consider for self-employed workers

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At MÁSMÓVIL NEGOCIOS we want to protect you against any unforeseen event, which is why we offer all types of insurance for self-employed workers with which you will feel safer than ever. But what types of insurance are there for self-employed workers? Let's look at all the options you should take into account to protect yourself against any unforeseen event: insurance for self-employed workers on sick leave and more.

Insurance for the self-employed: everything you need to know
If you don't have a business premises, you are not required to have any type of insurance, other than civil liability insurance for certain activities. But it is worth having a policy that can protect you against unforeseen events.

insurance for self-employed sick leave
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Let's see what insurance for self-employed workers you can indonesia phone number lead take out to prevent an unforeseen event from causing real problems for your business . It is not necessary to remind you how unprotected people who work under this regime are, for whom in many cases not working means not getting paid.

Although there is no regulation that establishes any type of mandatory insurance, we are going to recommend the best insurance for self-employed workers with which to gain peace of mind .

Insurance for self-employed workers that covers damages to third parties
First of all, let's talk about insurance for self-employed workers that covers damages to third parties.

Civil liability insurance: in some cases it is mandatory, but even if your business model does not carry out an activity that requires you to take out this type of insurance for self-employed workers, it can be useful in some cases. Especially if you are face to face with the public, since it is an insurance that covers any incident that a client may suffer in your premises or business.
Agreement insurance: if you have employees under your charge, it is very worthwhile. One of the basic insurance policies for self-employed workers in the case of having employees under your charge, since it offers coverage in the event of death or total disability of the employee in the workplace.
Commercial vehicle insurance: mandatory if you have a vehicle that you use for work, except for scooters or bicycles.
Multi-risk business insurance: if you have a business premises, it would be ideal to opt for this type of insurance that covers any incident, such as fire, flood or theft.
As you will have seen, this type of insurance for self-employed workers is key to protecting your clients against any incident. There are also options to cover your employees.

Other types of insurance for self-employed workers
If you are looking for insurance for self-employed workers on sick leave and other options that protect the self-employed person themselves, these are the most interesting options:

Income subsidy insurance: also known as temporary disability insurance, this is one of the most sought-after insurances by self-employed workers. In the event of sick leave, this insurance complements the benefits of Social Security. In this way, the self-employed person receives a certain amount for each day of sick leave during which he or she cannot work.
Health insurance: insurance that covers all types of physical incidents and can save you a lot of time. Especially when it comes to diagnostic tests, since private insurers are much faster than Social Security. There are discounts when taking out health insurance for self-employed workers, so look for the advantages for this type of group.
Accident or life insurance: a type of insurance against serious unforeseen events, such as death, disability or handicap.
The truth is that the total investment in insurance can be high, but taking into account that it can avoid many unnecessary scares, especially in the case of unforeseen events, we recommend that you evaluate which insurance for self-employed workers may be of most interest to you.

At MÁSMÓVIL NEGOCIOS we hope to have helped you to know which are the best insurance policies for self-employed workers for sick leave and other situations in which you will be covered against any unforeseen event.